Partners

—

+3 vs prior period · insurers & connectors

End users

—

+18% vs prior period · registered app users

Sold packages

—

+12% vs prior period · bound policies

Sold packages by insurance type

Aligned with MIURA Score product lines (PPT deck · slide 1682)

PPT product lines: PZP · Kasko · Majetok · Život · ZPŠ · PetCare · Cestovné — each active product contributes to MIURA Score.

Mix & revenue

Share of total sold packages · annualized GWP

Top category —

Annualized GWP —

Avg products / user —

Active tenants —

AI insurance services

MIURA Policy AI (local LLM) · damage CV · bind onboarding · expert funnel

Policy analyses —

Claims AI processed —

Bind w/ photos —

Expert sessions —

Local LLM: Policy AI runs on EU GPU node — contract upload, gap analysis, expert handoff. Claims CV estimates repair range; final amount from insurer adjuster.

—

Premium reminder defaults

Push + e-mail for all insurance types · PPT: 50 days before renewal

Reminder schedule 50 · 30 · 14 · 7 · 1 days before due

Allow in-app pay Stripe · Comgate · Besteron · PayPal · Global Payments · SEPA

SCA threshold €30 · max 5 consecutive under threshold (PPT slide 840)

🇸🇰 🇨🇿 Regional — SK / CZ

Comgate

Live

Cards · Apple Pay · Google Pay · SK/CZ bank buttons · QR
Primary acquirer for Slovak market · NBS-friendly

SK · CZ insurance.premium Merchant ID ••••4821

Besteron

Sandbox

Slovak PSP · cards · internet banking · recurring
Fallback + local bank coverage for SK customers

SK insurance.premium

🌍 Global

Stripe

Live

Cards · Apple Pay · Google Pay · Link · SCA · webhooks
Platform default · tenants inherit or Connect override

insurance.premium invest.order pk_live_••••

PayPal

Live

PayPal balance · cards via PayPal · guest checkout
Popular for travel insurance & one-off premiums

insurance.premium Client ID ••••

Global Payments

Disabled

Enterprise acquirer · multi-currency · 3-D Secure 2
White-label tenants · high-volume broker partners

EU TSYS / Realex

Adyen

Disabled

Unified commerce · multi-PSP routing · Issuing alt
Enable per tenant in Tenant Admin

Issuing alt (deck slide 38)

🔁 Recurring & mandates

GoCardless

Live

SEPA Direct Debit · recurring premiums · Centy mandates
Monthly property / life / ZPŠ debits

insurance.recurring centy.mandate

Stripe — platform config

Routing: payment-adapter picks PSP by tenant config, amount, currency, and method — fallback order: Comgate → Besteron → Stripe → PayPal. PCI SAQ-A for all hosted/tokenized flows.

Slide 42 PSD2/eIDAS: AISP or GoCardless · SCA >€30 · Open Banking 90-day refresh · Disig QES · Stripe Issuing · SEPA mandates.
Slide 41 AML/KYC/GDPR: Basic KYC ≤€1k/mo · Extended Veriff · Profile → My Data · mandatory DPAs.
Slide 40 NBS: SFA + MiFID · partner licenses · DTI 8× · DSTI 60%.
Publish gate: IPID + KID required before products go live. Retention: contracts 10yr · transactions 5yr.

Slide 50 API partners: GoCardless · Veriff · ML Kit · Amundi · Stripe Issuing · Disig · GPT-4o · Kataster · Apple/Google Pay · MIURA notifications (self-hosted, not Firebase).
Insurance M1: HEUREKA aggregator first · mock quotes via services/mock-api until insurer sandbox creds.
Lending M1: Register developer.tatrabanka.sk + devportal.csob.sk · PSD2 via Yapily/GoCardless for SLSP/VUB/mBank.
Investment M1: Amundi ALTO contact form ASAP · Finax IaaS parallel track · Centy stub in mock-api until fund order API live · Golden Oak Phase 2.

Deck slide 38: Company IČO → ORSR auto-fill · Company KYC (Veriff + UBO) · CSV employee invite · corporate products.

Cestovné poistenie feature

sk.miura.features.travel-insurance

v0.1.0 · draft → sandbox pending

insurance.compareinsurance.bind

Hello PZP Connector connector

eu.miura.examples.hello-connector

v1.0.0 · sandbox · SLA 99%

insurance.compare

Amundi ALTO connector

eu.amundi.alto-connector

draft · ASAP

invest.order.create

Statussandbox

Regulatoryinsurance · IPID req.

Tab label (app)Cesty

Route/products/travel

Deep links miura://insurance/travel/compare

insurance.compare

Pricing template: insurance_pzp · Commission: 10–20%

insurance.bind

Requires IPID · Disig e-sign

Connector health — N/A for feature type

Registered 2026-09-08 by Brian via manifest upload

Register extension

1 Upload

2 Validate

3 Review

4 Sandbox

Drop manifest.json here
or click to simulate upload

Test invoke

Capability · Tenant · JSON payload

Capability Payload (QuoteRequest)

{
  "product_type": "travel",
  "tenant_id": "00000000-0000-4000-8000-000000000001",
  "customer_ref": "cust_demo",
  "payload": { "destination": "HR", "days": 14 }
}

Dashboard

Sold packages by insurance type

Mix & revenue

AI insurance services

Product modules

—

Payment gateways

Premium reminder defaults

Comgate

Besteron

Stripe

PayPal

Global Payments

Adyen

GoCardless

Stripe — platform config

Compliance

Partners

—

Register partner

Tenants

Register company

Extensions

Cestovné poistenie feature

Hello PZP Connector connector

Amundi ALTO connector

Cestovné poistenie

Register extension

Test invoke